Total Cost: $

Tell Us About Your Family

This is the appropriate choice for a client that is unmarried or for a married client that wants a separate trust from his or her spouse.
This is the appropriate choice for clients with total assets (including all property, investments, retirement plans and life insurance) less than $1.5 million and no children outside the marriage. This choice will give the most flexibility to the surviving spouse but reserves tax planning options if needed.
This is the appropriate choice for clients with total assets (including all property, investments, retirement plans and life insurance) exceeding $1.5 million and no children outside the marriage. It employs an estate tax reduction formula at first death.
This is the appropriate choice for married clients with one or more children outside the marriage. Special problems arise for blended families. By selecting this option your trust will: 1) protect the survivor from complaints of the decedent spouse's children, and 2) protect the decedent spouse's children from being disinherited by the surviving spouse. While you may not expect these types of problems today, these problems arise when the children grow up, when surviving spouse gets old and vulnerable, when a child is pressured by his or her spouse and under many other situations not currently existing. All blended families must choose this option.